Terms of Website Use

About These Terms

These Terms of Website Use explain the terms that apply when you access and use the Collins Heritage Mortgages website. By using this website, you agree to comply with these terms.

These terms relate to use of the website and do not replace the specific terms and conditions that apply to any mortgage, insurance policy or other financial product.

1. Website Information

We aim to ensure that the information provided on this website is accurate and up to date. However, mortgage products, interest rates, lending criteria, insurance products and other information can change.

Information on this website should therefore not be treated as a guarantee that a particular mortgage, insurance policy, interest rate or product will be available to you.

2. Personalised Advice

Information provided on this website is general information and does not, by itself, constitute a personalised recommendation.

Whether a mortgage or insurance product is suitable depends on your individual circumstances. Where regulated advice is provided, this will be provided through the appropriate advice process.

3. Mortgage Applications

A mortgage enquiry, Agreement in Principle or application does not guarantee that a mortgage will be approved.

Final lending decisions are made by the relevant lender and remain subject to its criteria, affordability assessment, underwriting and other applicable requirements.

4. Life Insurance

Information about life insurance on this website is general information.

Any insurance recommendation will depend on individual circumstances, eligibility, policy terms and the relevant provider. Policy terms, exclusions and conditions should be reviewed carefully before proceeding.

5. External Links

This website may contain links to third-party websites. We are not responsible for the availability, content, security or privacy practices of external websites.

6. Intellectual Property

Unless otherwise stated, the content of this website, including text, branding, graphics and other materials, belongs to or is used with permission by Collins Heritage Mortgages.

Content must not be reproduced or distributed without appropriate permission.

7. Website Availability

We aim to keep this website available and functioning correctly, but we cannot guarantee uninterrupted access.

We may update, suspend or withdraw parts of the website without notice where reasonably necessary.

8. Limitation of Responsibility

To the extent permitted by law, Collins Heritage Mortgages will not be responsible for losses arising solely from reliance on general information contained on this website where that information has not formed part of personalised regulated advice.

Nothing in these terms excludes or limits liability where doing so would be unlawful.

9. Changes to These Terms

These Terms of Website Use may be updated from time to time. The version published on this website applies to your use of it.

10. Contact

Collins Heritage Mortgages. Email: [Insert business email]. Telephone: [Insert telephone number]. Address: [Insert business address].

Important Information

Information on this website is general information and does not constitute a personalised recommendation.

Your home may be repossessed if you do not keep up repayments on your mortgage.